Underwritten by A-rated World Insurance and marketed by UCT to U.S. residents, the Hybrid Health Insurance plan is designed to help limit your out-of-pocket expenses for larger medical expenses such as hospital confinements, and inpatient and outpatient surgery.

Hybrid Health Insurance plan benefits

The Hybrid Health Insurance plan is a unique combination of comprehensive major medical and indemnity coverage. Some of its benefits include:

• Specific hospital, medical and surgical coverage when you need them most
• Coverage for physician office visits for illness
• The choice between a PPO or a traditional plan
• The option of two low deductibles
• A value-added 24-hour protection
• An initial 12-month rate guarantee