About Us

UCT is a fraternal benefit society with nearly 55,000 members in the U.S. and Canada. Our members volunteer to enhance their communities through community service, charitable fundraising and helping those in need.

Our 501(c)8 non-profit status means that instead of paying dividends to shareholders, our insurance operations help support members’ community service efforts. Members decide on a local basis which causes and charities to support and how to best meet the needs of their

UCT offers community service opportunities, member benefits and insurance and financial products to people from all walks of life.

UCT is about YOU. You can make a difference by volunteering in your community. You can make a difference by choosing UCT for your insurance needs. Or, you can do both – the choice is yours!