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Accident Coverage for Active People...

UCT’s Accidental Death and Hospital Indemnity Plan — ADHIP for short — is a plan of protection for people on the move, like you. It’s a plan that gives 24-hour-a-day coverage in case of accidents, whether you’re at home, at work, at play or traveling. ADHIP will cover you no matter where you are in the world.

...From a Reliable Organization

UCT backs its benefit plans with more than a century of service to its members. Every one of its policies is designed to provide members with affordable, reliable protection, providing financial security and peace of mind.

ADHIP Features

Emergency medical treatment benefit. In addition to your accident and hospital indemnity benefits, you may be reimbursed up to $50 per accident for emergency medical treatment within 24 hours of a covered accident.

Guaranteed issue. All applicants ages 18 through 70*, their spouses and dependent children up to age 18 are eligible for coverage. There are no medical exams required and you can’t be turned down due to health.

No deductibles.

Benefits are paid directly to you, no matter what other coverage you may have. In fact, ADHIP can help fill the costly gaps in your regular health coverage or help you meet deductibles and co-payments.

* Maximum issue age may vary by state.

Click here to request more plan information
Accidental Death Benefits:

Common Carrier
Member — $100,000
Spouse — $100,000
Child — $20,000


Auto or Pedestrian
Member — $20,000
Spouse — $20,000
Child — $5,000


Other Covered Accident
Member — $10,000
Spouse — $10,000
Child — $2,000


Hospital Income Benefits:

For any covered accident,
up to 365 days

Member ­ $50 per day
Spouse ­ $50 per day
Child ­ $50 per day

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