Products & Services

You get more than just insurance with UCT. You get the good feeling from giving back to local communities. UCT, a fraternal benefit society, is a non-profit financial services membership organization. Unlike most for-profit insurance companies, our policyholders are members who join together to give back to their local communities. Our non-profit status means that instead of paying dividends to shareholders, our insurance operations help support members’ local community service efforts across the U.S. and Canada.

Non-profit financial services and member-directed community service – a concept that benefits everyone!

Insurance We Offer
Critical Illness
New Generation Dental & Vision Insurance for U.S. members
Life Insurance:
– Term Life
– Single Premium Whole Life
– Final Expense
Medicare Supplement
Short-Term Convalescent Care

Product Availability
View product availability by State

Find An Agent
To find an agent near you, contact UCT at or at (800) 848-0123.