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Hospital coverage for illness or accidents

In today’s world of skyrocketing health care costs, health insurance is becoming more and more expensive. The new Hospital Indemnity Plan is designed to help offset health care costs by assisting with many of the expenses you may experience while hospitalized due to a covered accident or illness.

The plan pays a daily indemnity benefit of $50 for hospital confinement due to a covered accident or sickness up to a maximum of 365 days per confinement. No waiting period.

Intensive care coverage

When an insured is in intensive care in the hospital, the plan pays a daily benefit of $100 for confinement in a hospital intensive care unit or coronary care unit due to a covered accident or illness up to a maximum of 30 days per confinement. No waiting period.

About UCT's Hospital Indemnity Plan

Satisfaction Guaranteed. Your satisfaction is important to us. If, for any reason, you are not completely satisfied with your UCT policy, simply return it to us within 30 days after you receive it. Any premiums you have paid will be returned to you in a timely manner.

Guaranteed Renewable. As long as you pay your premiums when due, your coverage cannot be cancelled.

Easy Payment Options. For your convenience, we have several payment options, including our Electronic Funds Transfer (EFT) program, with payments coming out of your bank account automatically. With this payment plan, you’ll never have to worry about making late premium payments ­ even if you’re away from home!

Prompt, Professional Service. Our policyholders enjoy fast and friendly service with claims paid promptly to you. Should you ever have a question or concern, our customer service specialists are just a toll-free telephone call away. Call them weekdays at (800) 267-2371, from 8 a.m. to 4:30 p.m. Mountain Standard Time.

No premium increases based on increases in your age or claims you submit.

Click here to request more plan information
Benefit Highlights

$50 per day in the hospital due to illness or accident up to 365 days. No waiting period.

$100 per day if an insured is in intensive care or a coronary care unit due to illness or accident up to 30 days. No waiting period.

For each time that a member goes to either their optometrist or dentist we will reimburse them $50 per visit. There is a simplified claim form for the optometrist and dental claim.
This benefit has a maximum claim per year of $100 per individual or $200 per individual & spouse or family.


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