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Home Page Available in U.S. & Canada MAC ADHIP Life guard 1 Life Insurance Available in the U.S. only Annuities Emergicare Plus Medicare Supplement Medicare Part D Available in Canada only Critical Illness Hospital Indemnity Juvenile Term Life Insurance
Benefit amounts range from $5,000 minimum to $25,000 maximum

Single premium rate of $18 per thousand

One time $10 policy fee


Click here to request an agent or more plan information
The importance of insuring children

Our children and grandchildren are some of the most important people in our lives. Are yours properly protected?

United Commercial Travelers has been insuring its members for more than a century, offering affordable, dependable coverage for the entire family. We understand the need for protection.


We all know that life doesn’t always go as planned. Sometimes illness or injury takes a child or grandchild from us. Yet, even though the loss is unexpected, we must still settle the final expenses involved. At such a sad time, who needs the extra worry of financial hardship? Take a moment now to invest in the peace of mind that life insurance on a child affords.

Term Insurance = Pure Protection.

Many families realize the need for protection for their children but are concerned about the cost. After all, children are an incredible investment — in love, energy AND money. Not all families can devote as much money as they might like to insurance.

UCT’s Single Premium Juvenile Term Life Insurance is the answer. It offers solid protection at affordable prices. And, UCT’s plan offers protection for later in life, too. Children and young adults insured under this plan may convert their term coverage to any of UCT’s permanent plans of life insurance at any time with no required medical examinations (unless they’re moving to a higher level of coverage).

UCT’s Single Premium Juvenile Term Life Insurance for the Children in Your Life

This plan is designed for children and young adults from ages 14 days through 25 years, with the maximum issue age being 23 years. The death benefit remains level to age 25. The policy may be converted at any time to any permanent plan of life insurance offered by UCT. Conversion to a greater amount of insurance is available but may require evidence of insurability.

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