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UCT offers several affordable life insurance plans. They include:

Whole Life (Issue Ages 0-70)
Single Premium Whole Life Plan (Issue Ages 0-80)
Final Expense



Whole Life (Issue Ages 0-70)
Ideal for covering final expenses, this plan offers a level death benefit with fixed premiums. This permanent plan can give you peace of mind, knowing that your family will not be burdened with burial expenses and other costs of settling your estate. The plan uses a simplified application process, with no required medical examinations. The minimum issue amount is $2,500 with a maximum of $25,000.



Single Premium Whole Life (Issue Ages 0-80)
This single premium whole life plan is fully-paid with just one premium payment. Not only can this insurance policy be used for final expense protection, it is also a perfect gift to children from parents or grandparents who want to give the gift of peace of mind. A simplified application process, which requires no medical examination, is used with this product. Issue amounts are between $5,000 and $25,000.



Final Expense (Issue Ages 18-80)
This plan offers a level death benefit with fixed premiums. You may achieve peace of mind with this permanent plan, knowing that your family will not be burdened with burial expenses and other costs of settling your estate. The plan uses a simplified application process that does not normally require any medical examination. The minimum issue amount is $3,000 with a maximum of $15,000.

Plan Features:
Fixed premium rates
Guaranteed cash values
Policy loans
Benefits up to $15,000
Ability to change the beneficiary at any time
Availability from ages 18 to 80
Benefits that can never be reduced or canceled


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