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Home Page Available in U.S. & Canada MAC ADHIP Life guard 1 Life Insurance Available in the U.S. only Annuities Emergicare Plus Medicare Part D Juvenile Term Life Available in Canada only Critical Illness Hospital Indemnity Medicare Supplement Insurance
UCT's Medicare supplement plans are available only in the United States

  Find out more about Medicare

  Click here for a free Medicare supplement guide

Click here to request an agent or more Medicare supplement information


Today's senior citizens are faced with many options when it comes to health care after age 65. Neither the Medicare program nor managed care was intended to pay the entire hospital, doctor or nursing home bill. Many seniors will need supplemental insurance to pay expenses not covered by Medicare.

That’s where UCT’s Medicare supplement insurance becomes important. Our insurance coverage helps give you the financial resources to cover expenses Medicare won’t.

What is Standardization?

Congress passed a law in 1990 limiting the number of possible Medicare supplement plans that insurers can offer. As a result, insurers can offer only 10 combinations of benefits, lettered A through J, plus two high deductible plans. UCT offers plans A, B, C, D, F and G¹ in the United States at affordable prices.²

Why is Open Enrollment Important?

You cannot be turned down for medical reasons if you submit an application during the six months of open enrollment beginning with the first month in which you are 65 years of age or older and you first enrolled for benefits under Part B. After this period, your health will be taken into consideration before a policy is issued.

¹Some plans may not be available in your state.
²The amount of benefits provided depends upon the plan selected. Premium amounts vary according to the selected plan.

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