Health Insurance
Critical Illness Insurance Plan
Even with insurance a critical illness like cancer, heart attack, kidney failure, stroke or even a major organ transplant can cause financial devastation. With UCT's Critical Illness Insurance you receive a cash benefit when you need it most. You choose the level of coverage you want: $25,000, $50,000 or $100,000, and this is what we pay you in the event you suffer a critical illness. Issue ages are 18-64. Benefits are paid on top of your other medical insurance and won't affect disability insurance benefits.
To find out if this product is available in your state please click the Product Availability PDF icon in the right hand column.
Dental, Vision & Hearing Expense Insurance
Are you 18-84 years old? Are you without group benefits or were your benefits lost at retirement? Are you a contractor or self-employed? If so, our Dental, Vision & Hearing Expense Insurance could be perfect for you. This plan is all about choice. Choose a $0 or $100 policy year deductible and a policy year maximum benefit of $750, $1,000, $1,500 or $2,000 that meets your needs.
To find out if this product is available in your state please click the Product Availability PDF icon in the right hand column.
Short-Term Care Insurance
Our Short-Term Care Insurance helps with unexpected out-of-pocket expenses and provides you with recovery care when you need it and where you want it – including the privacy of your home. The plan is ideal for singles or couples and gives you the health care choices needed to help get you back to your independent lifestyle.
To find out if this product is available in your state please click the Product Availability PDF icon in the right hand column.
Medicare Supplement Insurance — Plans A, B, C, D, F, G and N
If you're age 65 or older, you face a number of options when it comes to health care. The Medicare program wasn't intended to pay entire hospital, doctor or nursing home bills. You may need supplemental insurance to pay expenses not covered by Medicare. Our Medicare supplement plans make choosing the right coverage easier and help give you the financial resources to cover expenses Medicare doesn't.
To find out if this product is available in your state please click the Product Availability PDF icon in the right hand column.
Emergicare Plus
Emergicare Plus is great for individuals and families. It supplements your current health coverage by helping with emergency and follow-up medical treatment expenses due to an accident. When your other coverage doesn't pay because the deductible hasn't been satisfied or it covers only hospitalization, Emergicare Plus helps fill these needs.
Emergicare Plus Base Benefits
- Ambulance/Paramedic service up to $100 per accident
- Physician visits $20 per visit / 10 visits per accident
- X-ray benefits up to $50 per accident
- Cast or splint application benefits up to $50 per accident
- Prescriptions and injections up to $50 per accident
- Emergency Room benefits up to $100 per accident
- $2,000 for loss of life, sight or double dismemberment per accident
- $1,000 for loss of sight of one eye or single dismemberment per accident
To find out if this product is available in your state please click the Product Availability PDF icon in the right hand column.
Download an Emergicare Plus brochure
Accidental Death and Hospital Indemnity Plan (ADHIP)
Many of the expenses you may experience while hospitalized due to a covered accident are taken care of by our Accidental Death and Hospital Indemnity Plan. The plan pays a daily indemnity benefit of $50 for hospital confinement due to a covered accident to a maximum of 365 days per confinement. There's no waiting period.
Accidental Death Benefits:
| Member | Spouse | Child | |
| Common Carrier | $100,000 | $100,000 | $20,000 |
| Auto or pedestrian | $20,000 | $20,000 | $5,000 |
| Other covered accident | $10,000 | $10,000 | $2,000 |
Hospital Income Benefits:
| Member | Spouse | Child | |
| For any covered accident, up to 365 days | $50 per day | $50 per day | $50 per day |
Subject to exclusions and limitations. Please read your policy carefully.
To find out if this product is available in your state please click the Product Availability PDF icon in the right hand column.
Critical Illness Insurance Plan
Even with insurance critical illness like cancer, heart attack or stroke can cause financial devastation. With our Critical Illness Insurance Plan you receive a lump-sum cash benefit when you need it most. Each benefit is payable only once and is subject to a lifetime maximum of $10,000. This reduces to $5,000 at age 65. There's no survival requirement to receive benefits.
Benefits Schedule for specified critical illness
Specified Critical Illness
- Cancer — $10,000
- Cancer In Situ — $1,000
- Skin Cancer — $200
- Heart Attack — $10,000
- Coronary Artery Bypass Surgery — $2,500
- Other Heart Vessel Surgery — $1,000
- Unconfirmed Heart Attack — $1,000
- Stroke — $10,000
To find out if this product is available in your province please click the Product Availability PDF icon in the right hand column.
Download a Critical Illness Plan brochure
Dental, Vision & Hearing Expense Insurance
Are you 18-84 years old? Are you without group benefits or were your benefits lost at retirement? Are you a contractor or self-employed? If so, our Dental, Vision & Hearing Expense Insurance could be perfect for you. This plan is all about choice. Choose a $0 or $100 policy year deductible and a policy year maximum benefit of $750, $1,000, $1,500 or $2,000 that meets your needs.
To find out if this product is available in your province please click the Product Availability PDF icon in the right hand column.
Download a Dental, Vision & Hearing Expense brochure
Hospital Indemnity Plan
Many of the expenses you may experience while hospitalized due to a covered accident or illness are taken care of by our Hospital Indemnity Plan. The plan pays a daily indemnity benefit of $50 for hospital confinement due to a covered accident or illness up to a maximum of 365 days per confinement. There's no waiting period.
To find out if this product is available in your province please click the Product Availability PDF icon in the right hand column.
Download a Hospital Indemnity Plan brochure
Accidental Death and Hospital Indemnity Plan (ADHIP)
Many of the expenses you may experience while hospitalized due to a covered accident or illness are taken care of by our Accidental Death and Hospital Indemnity Plan. The plan pays a daily indemnity benefit of $50 for hospital confinement due to a covered accident or illness up to a maximum of 365 days per confinement. There's no waiting period.
Accidental Death Benefits:
| Member | Spouse | Child | |
| Common Carrier | $100,000 | $100,000 | $20,000 |
| Auto or pedestrian | $20,000 | $20,000 | $5,000 |
| Other covered accident | $10,000 | $10,000 | $2,000 |
Hospital Income Benefits:
| Member | Spouse | Child | |
| For any covered accident, up to 365 days | $50 per day | $50 per day | $50 per day |
Subject to exclusions and limitations. Please read your policy carefully.
To find out if this product is available in your province please click the Product Availability PDF icon in the right hand column.
Find
An Agent
To find an agent near you, contact UCT at 800-848-0123 or email agentservices@uct.org
"Purchasing a UCT insurance product is an investment in the local community."
Mike Kurtz, Member-Agent Indianapolis, Ind. Council 4
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Availability
