Helping You Take Care of the Ones You Love
You’re building your estate to take care of your children… your grandchildren … a favorite charity. And you have part of your investments in CDs and Money Market funds — safe and steady, but subject to taxes. Now, simply by reallocating a portion of your assets into UCT’s single premium whole life insurance policy, you can increase your estate at once, provide your beneficiaries with an inheritance that’s not subject to federal income taxes, and ensure that your beneficiaries will receive a guaranteed death benefit.
Single Premium Whole Life Insurance Plan Benefits
UCT’s single premium whole life insurance plan offers an opportunity to transfer assets to multiple generations, spouse, children and grandchildren, plus the following additional features...
- Immediate increase in estate value
- Proceeds pass to beneficiaries free from federal income tax
- Money passes directly to beneficiaries, avoiding probate courts
- Guaranteed lifetime death benefit
- Access to cash value through loans for financial emergencies
- A portion of your death benefit received in the event you become terminally ill with the Accelerated Death Benefit Rider
Additional Benefits
- Protection for your lifetime
- Guaranteed death benefits and cash values2
- Upon policy issue, your estate increases immediately
- Creates additional wealth that no other asset can accomplish
- Death benefits are federal income-tax free to the beneficiary
- One single premium eliminate the worry of annual or monthly
premiums
- Minimum face amount: $5,000; Maximum face amount Ages 45-65:
$250,000; Ages 66-85: $150,000; subject to Home Office approval
Who is eligible for UCT’s Single Premium Whole
Life Insurance Plan?
- Individuals between the ages of 45 and 85
- Individuals who want to maximize the size of their estate
- Individuals that have accumulated assets specifically to leave to their children, grandchildren or a favorite charity
- Individuals that currently own CDs, annuities, money market instruments,
and securities. Qualification is based upon the completion of an application
and answering health questions
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