Products & Services

You get more than just insurance with UCT. You get the good feeling from giving back to local communities. UCT is a non-profit fraternal benefit society. Unlike most for-profit insurance companies, our policyholders are members who join together to give back to their local communities. Our non-profit status means that instead of paying dividends to shareholders, our insurance operations help support members’ local community service efforts across North America.

Insurance We Offer
Critical Illness & Cancer
New Generation Dental & Vision Insurance with Hearing Rider
New Generation Dental, Vision & Hearing PREMIUM
UCT’s NEW Final Expense Whole Life Insurance
Medicare Supplement
Short-Term Care

Product Availability
View product availability by state

Find An Agent
To find an agent near you, contact UCT at or at (800) 848-0123.