Products & Services

You get more than just insurance with UCT. You get the good feeling from giving back to local communities. UCT is a non-profit fraternal benefit society. Unlike most for-profit insurance companies, our policyholders are members who join together to give back to their local communities. Our non-profit status means that instead of paying dividends to shareholders, our insurance operations help support members’ local community service efforts across North America.

Insurance We Offer
Critical Illness
New Generation Dental & Vision Insurance with Hearing Rider
New Generation Dental, Vision & Hearing PREMIUM
UCT’s NEW Final Expense Whole Life Insurance
Medicare Supplement
Short-Term Care

Product Availability
View product availability by state

Find An Agent
To find an agent near you, contact UCT at or at (800) 848-0123.