UCT’s Term Life Insurance offers competitive premiums guaranteed to remain level for the length of the term. You can apply for up to $250,000 total coverage according to your needs – and higher amounts are available in some cases. You also have the flexibility to select only the term coverage period that’s best for you: 10-, 15-, or 20-year terms of coverage for those ages 18-65, or 30-year term of coverage for males ages 18-50 and females ages 18-55.
Our term life plan includes an automatic one-time accelerated death benefit rider – UCT’s Living Benefit – that pays 25 percent of the death benefit if you’re diagnosed by a qualified physician with a terminal illness. This payment can help you with uncovered medical expenses, family travel expenses and ease the burden of financial stress.
You can further customize your coverage by choosing from one of the plan’s optional Waiver of Premium or Accidental Death Benefit riders.
Contact our Customer Service Department at (800) 848-0123, ext. 300, or at email@example.com, for more details about this plan.
* Product not available in all states. Benefits differ by state, please read policy carefully. There is an additional fee for optional riders.
Issued by The Order of United Commercial Travelers of America.