On January 16, UCT will celebrate the 125th anniversary of our founding. We have been helping our members and their local communities for a long time, and we look forward to continuing those efforts for a long time to come.
UCT’s business model has a dual nature. We help our members secure their financial future by providing financial services products to them. Also, our members work to improve their local communities, and our financial services operations help support those efforts.
As the nation watched Congress struggle to reach an agreement on averting the fiscal cliff, it has been clear that getting the US on sound financial footing will not be easy. There were many articles in the press over the past few weeks about the impact of potential tax increases and spending cuts both on the economy and on individuals. There were also many recommendations on what people could do to protect their personal financial position regardless of how the Congressional negotiations wound up.
We all need to ensure that we are on sound financial footing, and UCT has helped our members ensure their financial wellbeing from the day the organization was founded. We have a variety of products, including insurance products that we underwrite, and products provided at a discount for our members from other providers. Take a look at what we have to offer.
Our members also work to make their local communities better, and our financial services operations help to support that effort. As the government debates tax reform, various aspects of tax policy that are designed to help charitable efforts may be changed. In fact, the fiscal cliff deal puts limits on itemized deductions, including charitable deductions, for high income taxpayers, and there is concern that might have an impact on charitable contributions in 2013 and beyond. The work that UCT members do to improve their communities could become more important than ever.
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